S$100

No of Installment : 12 Months

Cash Incentives : $100

Lump sum gold for : $1300

Iron Box

S$200

No of Installment : 12 Months

Cash Incentives : $200

Lump sum gold for : $2600

gold savings scheme

Trolley Bag

S$300

No of Installment : 12 Months

Cash Incentives : $300

Lump sum gold for : $3900

gold savings account

Hot Box

S$500

No of Installment : 12 Months

Cash Incentives : $500

Lump sum gold for : $6500

Coffee Maker

S$1000

No of Installment : 12 Months

Cash Incentives : $1000

Lump sum gold for : $13000

Microwave Oven

6 Month Schemes

6 Month Saving Plan
also available with Bonus

S$100

No of Installment : 6 Months

Cash Incentives : $50

Lump sum gold for : $650

S$200

No of Installment : 6 Months

Cash Incentives : $100

Lump sum gold for : $1300

S$300

No of Installment : 6 Months

Cash Incentives : $150

Lump sum gold for : $1950

S$500

No of Installment : 6 Months

Cash Incentives : $250

Lump sum gold for : $3250

S$1000

No of Installment : 6 Months

Cash Incentives : $500

Lump sum gold for : $6500

sow Seeds in multiples of $100, $200, $300, $500, $1 000 monthly and Reap lump sum GOLD
Let Your Money Grow in Gold

Frequently Asked Questions (FAQ)

How do I pay monthly installments?
Monthly installments must be paid before the 10th of every month at Kamala Jewellers. Payment may be made by Cash/NEFTS/Credit Card and Online Electronic Transfer. Contact us for more details Singapore : +65 6292 5929, +65 6294 0096. Malaysia : +603 2272 1995

What if I don't pay continuously?
No problem. You are still a part of the scheme. You can buy jewellery at Kamala Jewellers, only when you pay completely for 12 months. So if you miss paying for a certain period, you have to pay for remaining months to be eligible. This implies that buying fine jewellery at Kamala Jewellers gets delayed if you don't pay continuously.

What if I discontinue?
The rewards of the Gold Tree Jewellery Saving Schemes will never let you withdraw from the scheme. But incase you want to discontinue, you can at anytime. But in such case the cash will not be refunded. However you can buy jewellery for the paid up amount and attractive gifts.

We advise you not to discontinue as you will not enjoy the real fruits of the Gold Tree Jewellery Saving Schemes.

In what other ways the Gold Tree Saving Scheme can help me?
As mentioned earlier, the scheme gets you more jewellery than you could have expected. The savings scheme helps you plan in advance to buy jewellery for weddings and other auspicious occasions. Further, attractive gifts are assured depending on the scheme in which you have enrolled.

Yes, I would like to invest.
Get in touch with me.

How to make payment
using iBanking?

My Initials
(For display on Payee's
bank statement)
: Your KJ's Gold Tree Receipt Number
Payee Account Type : DBS / UOB Current Account
Name of payee : KAMALA JEWELLERS PTE LTD
Singapore DBS
Current A/C No
: 0119032952

Terms and Conditions
for Jewellery Savings Scheme

  • Monthly Installment has to be paid on or before 10th of every month.
  • Monthly installment can be paid by Cash or through internet banking.
  • Minimum eligibility for the saving scheme is 12 months continuously. The maximum extension of the schemes is at the discretion of the customer.
  • The customer can redeem the scheme only after completion of the tenure Note : After 30days from the date of last installment / payment.
  • The customer can redden the scheme only against Gold jewelery and Gold Coins only under this Purchase Plan. No cash will be refunded under any circumstances.
  • The customer is eligible to redeem on Diamond / Ruby & Emerald / Antique / Silver Jewelery.